I'lldescrive it in steps so it would be more obvious:
0) i had a character named Vitaly Blake(random last name and wasn't satisfied with the first name so i took mine from IRL)
1) i had a character named Olaf Bjorg"something", a lvl5 figher
2) i decided to RCR it because i thought i had issues with the build...
3) i've muled the items and went to xp transfer NPC, and the character got removed...
5) i've started creating a new character... pressed "random" on the last name, then the "Blake" appeared once again.. i've decided to name it Vitaly Blake again and created the character...
6)i've transfered the xp from the NPC and leveld up my earth genasi fighter to lvl 4(since there's lvl penalty)
7)i logged off to transfer money from another character to this one through a mule standing nearby
8)i've transfered the money to the bule and logged out
9)i've connected to the character pool and choose Vitaly Blake
10)i logged in with the old character(that is not an earth genasi lvl 4)
11) i've relogged again and did not even found my newly RCRed character...
so the character is just gone...
DO NOT EVER NAME YOUR NEW CHARACTERS THE SAME NAME YOU ALREADY HAVE IT WILL NOT BE SAVED IN THE POOL!
just letting you know of the issue