But... if entering the cave with cursed pirates at the monkey cave (Ulgoth), you wouldn't expect a fully buffed cleric based toon of level 20 with all sorts of protections on, including elemental and death ward and alike... to get smacked like this?

Yea, I actually died after that spell.
In short what happened, I rushed in there, fully buffed, got an unknown spell on me that hit Saul for 170 (!) physical damage, no touch roll or anything. The next blow of a pirate on him, of course a 20, and BAM... 3 seconds later I was in the Fugue.
So, okay, npcs as trained killers... but guys... isn't that a little bit overpowered? 170 damage? One (unknown) spell?
I really like to know now what spell this is!!